Don’t Leave Money On the Table

Your business is already spending the money. The question is what you’re getting back. We analyze your spending and build a card strategy that turns expenses you’re already paying into significantly more points, travel, and rewards.

THE MATH AT $30K A MONTH

Yearly card spend

$360,000

Every 1% in missed rewards

$3,600

Unclaimed sign-up bonuses

On top of that

This is a common scenario for many businesses.

Swipe Payoff pays for itself in 6 months, or you get a full refund. Guaranteed.

How the Guarantee Works

How does it work?

We make it easy as pie to maximize your rewards.

Tell us your payoff goal(s)

A 2-minute qualifying form: your monthly spend, your goals, and a few quick questions.

Share your current status

Once you’re in, fill out the full intake and upload 3 months of statements securely.

A human reviews everything

Our AI tool analyzes the financials, then a real human builds your plan within 3 business days.

Game plan walkthrough

We hop on a call to walk through your strategy: which cards, when to apply, transfer, etc.

You Literally Have Nothing to Lose

We’re not here to get you spending more. We’re here to put every dollar you already spend to work.

How does the guarantee work?

If your game plan doesn’t produce at least $2,500 in additional rewards or points in first 6 months, counting better rewards plus sign-up bonuses, we refund your $2,000 in full. No strings attached.

What happens to my statements?

You upload them through a secure page. We never ask for logins or passwords. When your review is done, your files get deleted forever.

What Are Your Goals?

Cash Back

Maximize as many dollars back into cold, hard cash.

Travel

Flights, hotels, and perks from spend you’re already doing.

Simplify

Fewer cards, no annual fees, less credit card upkeep.

Big Purchase Strategy

Time a big buy to land a sign-up bonus or 0% intro APR.

Got a different goal? Tell us on the form and we’ll build around it.

FAQs

Do you apply for cards for me?

No. You stay in control. We build you a strategy and help you follow through.

Will new cards affect my credit?

Applications can involve a credit check. We plan around that so you’re not opening more than makes sense.

Do you get paid by the card companies?

Sometimes. If a referral link gets you a better bonus or reward, we’ll share it and always tell you it’s a referral link. The card company may pay us a fee, but your numbers pick the cards, not our commissions.

Who’s behind this?

Cam Vacek, an Omaha business owner who built this tool for her own business spending and eventually saw an opportunity to help other business owners. Read the story here.